BRRRR Calculator

The BRRRR method (Buy, Rehab, Rent, Refinance, Repeat) lets you pull your capital back out via a cash-out refinance. Enter your numbers to see how much cash stays trapped, the equity you capture, and your post-refinance cash flow.

Purchase price

Rehab budget

Holding & closing costs

After-repair value (ARV)

Refinance LTV

Refinance rate

Loan term

yrs

Monthly rent

Monthly operating expenses

Vacancy

Results

All-in cost: $168,000
Refinance loan (cash out): $165,000
Cash left in the deal: $3,000
Equity captured: $55,000
Monthly cash flow (post-refi): $106
Cash-on-cash return: 42.5%

Estimates for educational use — not financial advice. Verify every figure for your own deal.

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Cap Rate Cash-on-Cash 1% Rule

Go deeper

Learn the strategy behind the numbers: Buy, Rehab, Rent, Refinance, Repeat — how to build equity without parking new cash in every deal.

Read: The BRRRR Method

FAQ

What is a good BRRRR result?+

The ideal BRRRR returns most or all of your invested cash at refinance (a low or zero 'cash left in the deal') while still cash-flowing. When you recover all your cash, the return is effectively infinite.

What LTV do refinance lenders offer?+

Many lenders cap a cash-out refinance on an investment property around 70–75% of the after-repair value (ARV). The calculator defaults to 75% — adjust to your lender's terms.

Free download

Want this as a spreadsheet?

Download the free Rental Property ROI Calculator — the Excel version of this tool, with Buy & Hold and BRRRR analyzers built in.